The process of insurance claim assistance that public adjusters do in Colorado is pretty much the same. But as with most things in life, not all public adjusters are made equal.
Before public adjusters can do their job, they need t get licensed by the Colorado Department of Regulatory Agencies (DORA). The license gives public adjusters the authority to do their job.
Public adjusters work directly with property owners, business owners, and policyholders to ensure an accurate, just, smooth insurance claim process.
When property owners experience damage to their property or loss, their insurance company will assign their own adjuster to review the case. This person, of course, works for the insurance company. Thus, their goal is to close the claim as quickly as possible and pay the claimant as low as legally possible. This is where the problem could start, and where the benefit of having a public adjuster on your side gets handy.
When you have a public adjuster, you have an insurance industry professional on your team.
And like anyone in your team, we will fight for your best interest.
To ensure a smooth and hassle-free insurance claim process, we will inspect everything, analyze your loss and your insurance contract, and come up with the most accurate and fair computation that is right for you.
And if that amount is different from what your insurance company is offering, then we will negotiate on your behalf.
We will go back and forth with the insurance company and we will never stop until you eventually agree on a certain number.
The process will only be completed when you accept the offer.