How To Verify A Public Adjuster's License

By Taylor Grant, licensed public adjuster · Published June 14, 2022 · Updated September 24, 2026

Two minutes, public record, free. Do it before you sign anything - including with us.

Anyone can call themselves a claims consultant. Negotiating an insurance claim on your behalf requires a license, it is issued by the state, and it is public record.

Check it before you sign a contract with anybody - including with us. A firm that hesitates when you ask for its license number has answered your question.

Colorado

Public adjusters are licensed by the Colorado Division of Insurance, part of the Department of Regulatory Agencies (DORA). Two ways to look someone up:

• DORA's license lookup at dora.colorado.gov - search by individual name or business name.
• The national producer database at nipr.com, which carries license status and lines of authority across states.

What you are checking:

1. Status is active, not expired, lapsed, suspended or surrendered.
2. The line of authority actually says public adjuster. An active license for something else - a producer license to sell insurance, say - is not the same thing and does not permit adjusting your claim.
3. The business entity has its own firm license. In Colorado the company is licensed separately from the person.
4. There is no disciplinary action. DORA publishes final agency orders.

Wyoming

The Wyoming Insurance Department maintains the equivalent lookup, and NIPR covers Wyoming too.

Wyoming structures this differently to Colorado, which trips people up: it issues a consultant license with a public adjuster qualification rather than a license titled "public adjuster." Somebody legitimately licensed to do this work in Wyoming may therefore appear under consultant. Check the qualification, not just the title.

Also worth knowing: a firm licensed in Colorado is not automatically licensed in Wyoming. Individuals and entities are licensed state by state, and on a Wyoming loss you want to know that whoever is representing you holds the Wyoming authority.

What else to ask for

• The written contract, with the fee stated. Colorado requires the contract in writing and the fee disclosed.
• Your three-day right to rescind. Colorado gives you a cooling-off period after signing. Pressure to skip it is the loudest signal you will get.
• Proof of the bond, where the state requires one.
• Who actually works the file - the person signing you up, or somebody else.
• References on claims like yours. A commercial file and a residential roof are not the same work.

Red flags

• Will not give a license number.
• Offers to pay, waive or absorb your deductible. Colorado's roofing statute prohibits a roofing contractor from doing this, and it makes the claim itself false.
• Wants you to sign on the doorstep, tonight.
• Wants money up front.
• Is also selling you the repair work.
• Guarantees a specific outcome or dollar amount.
• Asks you to sign an assignment of benefits without explaining what you are handing over.

Our licenses

Bellator Claims Resolution, LLC is licensed as a public adjusting firm in Colorado, and Taylor Grant holds the individual public adjuster license in Colorado and the corresponding consultant license with public adjuster qualification in Wyoming, both active.

We will give you the license numbers in writing when we send the engagement paperwork, and Colorado's rules put them on the contract, which is exactly where they belong. Ask us for them any time before then and you will have them the same day.

Keep reading